Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on personal finance tips for recent college grads, haggling like a pro to get what you want, and tips to build your savings account.
Top 5
7 Most Important Personal Finance Tips for Recent College Grads — If you are a recent grad, don't forget to start building an emergency fund. [Money Crashers]
Haggle Like a Pro to Get What You Want — To haggle successfully, consider talking to someone higher up. [Savvy Sugar]
5 Tips to Build Your Savings Account — Build your savings account by setting up an auto transfer. [Not Made of Money]
Handling Your Finances - How to Create Wealth — Create wealth by cutting expenses in your budget. [Green Panda Treehouse]
7 Steps to Raise Your Credit Score — Raise your credit score by automizing paying your bills. [Moola Days]
Other Essential Reading
Dinners Your Kindergarten Cook Can Help Prepare — Get your kindergartener involved with dinner by making pizza! [Parenting Squad]
Health Insurance and Downgrading Your Job — If you are thinking about downgrading your job, be sure to plan ahead for your health care needs. [The Simple Dollar]
Ways to Use up Eggs — Do you have eggs in your fridge that are going to go bad soon? Separate the egg yolks and whites and freeze them to use in baking recipes later. [Ultimate Money Blog]
Keep Glass from Fogging Up with Shaving Cream — To get rid of fog on glass, use shaving cream to clean it off! [Lifehacker]
4 Reasons to Avoid Payday Loans — Stay away from payday loans. They could negatively affect your credit score. [Financial Highway]
The SEC took a step forward today to bring its rule book in compliance with the Dodd-Frank financial reform bill. Some financial sectors got off easier than others. Instead of relying on the credit-rating agencies who played a role in that little sub-prime kerfuffle you may remember, money-market funds will now rely on the "judgment" of the funds and the funds' board of directors to assess risk. Freewheeling finance, wheeeee! Large brokers and investment advisers, including hedge funds, didn't fare quite as well. On a 3-to-2 vote, The Wall Street Journal reports that SEC, like the FDIC, approved restrictions on bonuses for that sector from executives down on to lower-level employees.
Wednesday's proposal would require brokers and advisers with more than $1 billion in assets to disclose the bonus arrangements of their executives, directors and lower-level employees to the SEC annually. Bonus arrangements deemed by regulators to encourage inappropriate risks or that could cause financial loss would be banned. As with the FDIC plan, the SEC proposal would require firms with at least $50 billion in assets to hold half of the bonuses of top executives and others for three years or longer.
Transparency and considering about the consequences of high-risk investments? It's like they don't even understand Wall Street at all.
SEC Votes for Bonus-Restriction Rules [WSJ]
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Surface Encounters is definitely a fast-growing
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Many deliver the results goes into generating spectacular countertops from nature. The method contains laser measurement artistic vein matching, precision diamond and water-jet cutting, edging and certified installation. One are not able to purely call within their order for any custom countertop and also have it within just daily or two. Top notch usually takes time.
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Granite may be a by natural means shaped stone that could be quarried from deep with the earth, harvested, reduce, polished, sealed and installed in real estate to add elegance, elegance and type. Given that it is just a all-natural item, no two slabs are particularly alike. Granite is offered in lots of colors from your a variety of minerals which have been determined inside rock. Given that it arrives from all over the planet, several regions and environmental elements make it special.
Granite is largely crafted up of quartz crystal, however it also features numerous amounts of other metals together with feldspar, mica, copper and iron. Some granite may very well incorporate bits of gold or silver. The quantity of every metal depends on the region it arrives from. All granite is shaped into a really difficult stone by warmth and stress. Rain adds other minerals as it is forming. It's out there all over the planet, in any country, and just about every region will deliver a
surface encounters completely unique variety of granite.
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Property owners are determining to remodel rather than market their real estate in today’s market
Granite countertops have grown to be a major alternative amid Wixom individuals for kitchen remodeling projects. Kitchen remodeling is often the very first project tackled with households paying three,000 hours or more each year within their kitchen. Granite countertops furnish an setting that enhances the excellent time invested with relatives and close friends. Granite countertops final a lifetime and increase the high quality of homes.
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Surface Encounters Macomb would be the family home of half-off granite for kitchen and bathroom countertops. Granite countertops by Surface Encounters have easily become the leading alternative for Macomb residents that are remodeling their kitchens. Kitchen remodeling can take priority with families spending 3,000 hours or even more each year within their kitchen. Granite countertops supply an surroundings that enhances the good quality time put in with household and acquaintances and boost the top notch of residences.
Surface Encounters Macomb save supervisor, Sal Dellacasa, says there are various factors people are deciding granite for their countertop needs. “Granite countertops add splendor and elegance to a kitchen. Granite is accessible in the selection of vibrant hues and wealthy textures and its strength and durability is unmatched by every other
surface encounters organic stone or artificial countertop substance.”
Surface Encounters’ users love professional service along with a pleasant, handy employees to guide them with the kitchen remodeling process. A great number of of Surface Encounters new clientele are referred to them by former clients.
